WHAT IS Travel Insurance
Description of Travel Insurance
Travel Insurance offers financial protection against unexpected events while you’re travelling—whether within India or abroad. From medical emergencies and flight delays to lost baggage or passport theft, it covers a wide range of risks that could otherwise ruin your travel experience.
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Whether you're heading out for business, a vacation, or studies, Travel Insurance gives you confidence to travel worry-free, knowing you're covered against potential losses.
Key Benefits of Travel Insurance
- Covers emergency medical expenses, hospitalization & evacuation
- Reimburses trip cancellations, interruptions, or delays
- Protection against loss of checked-in baggage, passport, or valuables
- Offers 24/7 global emergency assistance
- Add-on covers for COVID-19, adventure sports, and more
What’s Not Covered
- Pre-existing conditions (unless opted under add-ons)
- Losses due to intoxication or unlawful acts
- Travel without valid visa/documents
- Participation in extreme adventure sports (unless specifically covered)
Always check the policy wording for detailed terms, limits, and exclusions.
Types of Travel Insurance – Part 1
1. Single Trip Travel Insurance
Covers one journey for a specific duration. Ideal for leisure, business, or short international visits.
2. Multi-Trip Travel Insurance
Annual plan for frequent travellers. Offers coverage for multiple international trips in a year, each up to a specified duration.
3. Family Travel Insurance
A bundled policy that covers the entire family under a single premium. Convenient and cost-effective for group holidays.
Types of Travel Insurance – Part 2
4. Student Travel Insurance
Specially crafted for students travelling abroad for higher education. Covers medical expenses, study interruption, sponsor protection, and more.
5. Senior Citizen Travel Insurance
Designed for travellers aged 60 years and above. Includes age-specific medical support, emergency evacuation, and pre-existing disease cover (if selected).
6. Domestic Travel Insurance
Covers trips within India by air, rail, or road. Protects against trip cancellations, accidental injuries, baggage loss, and medical emergencies during domestic travel.
Tinassure Insight
Even a well-planned trip can face unexpected disruptions. Travel Insurance acts as your global safety shield, saving you from huge medical bills or non-refundable losses.
At Tinassure, we simplify travel insurance and help you choose the plan that fits your destination, duration, and purpose — so your journey remains joyful, not stressful.
📞 Need help selecting a student or family travel plan?
Talk to Tinassure — where insurance meets clarity and care.
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FAQS
Travel insurance offers financial protection against unexpected events while traveling, such as medical emergencies, trip cancellations, lost baggage, or passport loss. It ensures you're not stuck with large out-of-pocket expenses during domestic or international trips.
Some countries (like the Schengen zone, Russia, UAE, etc.) require valid travel insurance with a minimum health cover as part of visa requirements. Even where it's not mandatory, it's strongly recommended to avoid high costs due to unforeseen emergencies.
Most travel policies cover:
Medical treatment and hospitalization
Trip cancellations, curtailment, or delays
Loss or delay of baggage
Passport or travel document loss
Emergency evacuation and repatriation
Add-ons can enhance coverage for specific needs like adventure sports or COVID-19.
Travel insurance plans include:
Single Trip Insurance
Multi-Trip (Annual) Insurance
Student Travel Insurance
Family Travel Insurance
Senior Citizen Travel Insurance
Each plan is tailored for different travel purposes and age groups.
Typically, pre-existing conditions are not covered under standard travel policies. However, some insurers offer add-ons or special plans that include coverage for pre-existing illnesses with specific terms and medical screening.
Contact your insurer’s 24/7 international assistance number immediately. They can help arrange hospitalization, coordinate with local doctors, and advise on documentation needed for a smooth claim process.